ARCA, INC. HAS PARTICIPATED IN ALL PHASES OF THE NEGOTIATION OF INTERIM, PERMANENT, AND JOINT VENTURE FINANCING FOR MIXED USE MASTER-PLANNED COMMUNITIES, OFFICE BUILDINGS, SHOPPING CENTERS, MULTI-FAMILY, MIXED USE PROJECTS, INDUSTRIAL, RESIDENTIAL TRACTS AND SPECIALTY PROJECTS THROUGHOUT THE UNITED STATES. THE INTERACTION WITH DECISION MAKERS HAS CREATED A BROAD PERSPECTIVE ON THE UNDERWRITING CRITERIA FOR LIFE INSURANCE COMPANIES, BANKS, PENSION FUNDS, WALL STREET INSTITUTIONS, AND OTHER LENDERS ON A NATIONAL BASIS TO SUCCESSFULLY STRUCTURE MAJOR PROJECT FINANCING.